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The old saying, "It's easier to ask for forgiveness than for permission," does not hold true for mortgage applications, says Fred Chamberlin, senior mortgage consultant for Alpine Mortgage Planning in Eugene, Ore.
It's much easier to explain or compensate for problems at application than...
For millions of American homeowners, flushing a toilet is an act that's taken for granted. You simply push down on the little silver handle and walk away without giving it a second thought.
But not every owner has it so easy. Some properties are situated in rural and underdeveloped areas that...
My empty-nester client was ready to reclaim her home after her last child went off to college. Her plan, like many empty-nesters before her, was to re-purpose several of the unoccupied bedrooms and to freshen up her home, which she felt had been neglected during her parenting years.
I find...
When real estate agencies first began offering virtual tours of properties on their Web sites in the mid-1990s, they knew they were onto something big.
Their clients raved about the new technology, which allowed them not only to explore every room of a for-sale property without leaving their...
Owning a home doesn't mean you can do whatever your heart desires on the property. Many residential districts are subject to stringent zoning laws that can restrict your ability to make a profit on the premises. Prior to launching a home-based business or renting out your abode to a tenant, it's...
They’re dirty and unsightly and we do our best to pretend they’re not there. They lurk in corners, peek out behind our couches and gather dust bunnies and spider webs to annoy us. We’re talking about those nasty tangles of twisted cords and wires that clutter up our...
They say where there’s a will, there’s a way. And if that will includes you as the sole or partial beneficiary of a home upon the death of a relative or friend, you’ll need to prepare properly for the financial and personal ramifications, say the experts.
Being named as...
My client had a very pleasing, open living room but felt it wasn’t quite right. When I asked her how she used the space she said, “We don’t! No one feels like using it, and our guests seem to avoid it, too.”
Her family members entered the front door and walked...
My client had a very pleasing, open living room but felt it wasn’t quite right. When I asked her how she used the space she said, “We don’t! No one feels like using it, and our guests seem to avoid it, too.”
Her family members entered the front door and walked...
As millions of Americans struggle with declining home values and rising foreclosure rates, many are rediscovering the benefits of renting.
By trading in their mortgages for monthly payments to their landlords, renters sidestep a host of hassles including property taxes, homeowner's...
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